This page compares late fees across major US billers. Data is sourced from each biller’s official terms of service and verified as of the date shown.

Note: Late fee policies change. Always check your specific account terms and the current policy on the biller’s website. See our disclaimer.

Telecom — Mobile Late Fees

BillerGrace PeriodLate FeeNotes
Verizon~10 days$5 or 1.5% (whichever greater)Applied to past-due balance
AT&T~10–17 days$9.25 or 1.5%Per billing cycle
T-Mobile~30 days (varies)Varies by planPostpaid plans
Cricket WirelessNo grace periodAccount suspendedPrepaid — service stops without payment
Boost MobileNo grace periodService suspendedPrepaid model
Mint MobileNo grace periodService expiresPrepaid — no autopay extension

Sources and verification dates: see individual biller pages.

Internet & Cable Late Fees

BillerGrace PeriodLate FeeNotes
Xfinity (Comcast)~30 days$10Some markets may vary
Spectrum~15–30 days$8.95Varies by service agreement
Cox~30 days$8.95Per cycle
Frontier~20 days$9–$15Varies by plan
Optimum~28 days$9.95After billing cycle

Streaming Services

Streaming services generally do not charge late fees. Instead, they suspend or cancel service when a payment fails.

BillerPayment Failure ActionTimeline
NetflixSuspend accountImmediately on failure
HuluAccount suspended7–10 days after failure
Disney+SuspendImmediately
YouTube TVService stopsImmediately
SpotifyDrops to free tierImmediately

This comparison was last reviewed in May 2026. For full citations and policy details, see each biller’s individual page.