Late fee comparison: all major US billers

This page compares late fees across major US billers. We build every row from our biller dataset, and each one links to the biller's own published source with the date we last verified it.

Note: Late fee policies change, and many are set by state law or tariff rather than nationally. Always check your specific account terms and the current policy on the biller's website. See our disclaimer.

Where a biller's terms confirm that a late fee applies but the biller does not publish the amount, we show "amount not published" rather than estimate a figure. Two other labels appear in the tables. Not published means we read the biller's own terms and they do not state the figure. Not verified means we could not check the source for that row, because it moved or we could not re-confirm it, so we show no number in that cell rather than one we cannot cite.

Mobile carriers

Internet and cable

Streaming services

Most streaming services' terms don't mention a late fee at all. What they describe instead is suspending or cancelling service when a payment fails. See suspension timelines. Terms that are silent about a fee are not the same as terms that say there is none, so those rows read "not stated" or "not verified" below rather than $0.

Utilities

Utility late fees are set by state tariff and vary by provider, so we record them as "not published" at the national level rather than quote a single figure.

We read each figure from the biller's own fee schedule or billing policy. For full citations and the policy detail behind each number, see the individual biller page. Our corrections policy explains how to report an error.