Billers — Full Directory

Quick summary Detail Value Grace period Auto-pay retried for several days Late fee $0 (no late fee) Service suspension Immediately at end of paid period Account closure After extended inactivity Reconnection fee None — pay current month to restore Credit reporting No Source verified May 2026 How Peacock billing works Peacock is NBCUniversal’s streaming service, billed as a prepaid monthly or annual subscription. Monthly or annual auto-charge to your registered payment method No contracts; cancel any time through account settings Subscribers via Apple, Google, Roku, or a partner are billed through that third party Source: Peacock Terms of Service — peacocktv.com/terms ...

Quick summary Detail Value Grace period ~10–30 days (varies by state) Late fee Varies by state ($5–$25 typical) Policy cancellation After grace period, with state-required notice Coverage gap Begins on cancellation date Reinstatement Possible within a short window Credit reporting Generally no, unless balance sent to collections Source verified May 2026 Why missing an auto insurance payment is serious A canceled auto insurance policy creates a coverage lapse, which is: ...

Quick summary Detail Value Grace period Varies by lease and state (typically 3–10 days) Late fee Per lease (typically $25–$100 or % of rent) Notice to pay or quit Typically 3, 5, or 14 days (state-specific) Eviction filing After notice period expires Eviction process 30 days to several months (state and court-specific) Credit reporting Via collections for unpaid balance and rental databases Source verified May 2026 Eviction is a court-driven legal process Unpaid rent is unlike most other unpaid bills because it can result in eviction — a legal process to remove you from the property — through a court action initiated by your landlord. ...

Quick summary Detail Value Grace period ~15 days after due date Late fee Up to $25 (varies by loan and state) Credit reporting At 30 days past due Default Typically 120 days past due Consequences of default Lawsuit, judgment, wage garnishment (with court order) Source verified May 2026 Sallie Mae is a private lender This is critical to understand: Sallie Mae is a private student loan lender, not the federal government. Federal student loans are run by the US Department of Education. Sallie Mae is a publicly traded private bank. ...

Quick summary Detail Value Grace period Auto-pay retried for several days Late fee $0 (no late fee) Service suspension At end of paid period if payment fails Account closure After extended inactivity Reconnection fee None — pay to resume Credit reporting No Source verified May 2026 How Sling TV billing works Sling TV is a live TV streaming service operated by DISH Network, billed as a prepaid monthly subscription. Monthly auto-charge to your registered payment method No contracts; cancel any time through account settings Extra packages (Sports Extra, News Extra, Comedy Extra, etc.) are billed alongside the base plan Source: Sling TV Terms of Use — sling.com/help/legal/terms-of-use ...

Quick summary Detail Value Grace period ~28 days after due date Late fee $8.95 Service restriction ~30–45 days past due Full disconnection ~45–60 days past due Reconnection fee $4.99 Credit reporting Via collections (not direct) Collections ~90 days after disconnect Source verified May 2026 Late fee Spectrum charges an $8.95 late fee on past-due residential balances. The fee is typically applied around 28 days after the bill due date. The late fee may compound each cycle if the balance remains unpaid. ...

Quick summary Detail Value Grace period Auto-pay retried for several days Late fee $0 (no late fee) Service change Drops to free (ad-supported) tier Account closure Account stays open; no Premium Reconnection fee None — pay to resume Premium Credit reporting No Source verified May 2026 How Spotify billing works Spotify is a prepaid monthly music and podcast streaming subscription, billed in advance for Premium tiers (Individual, Duo, Family, Student). ...

Quick summary Detail Value Grace period Auto-pay retried for several days Late fee $0 (no published late fee — service pauses) Service suspension Within days of failed payment Account termination After extended non-payment Reconnection fee None — pay outstanding balance Credit reporting Typically none — service-pause model Source verified May 2026 How Starlink billing works Starlink (SpaceX’s satellite internet service) bills automatically each month through the Starlink account portal. Service is month-to-month, charged in advance, with hardware purchased separately at sign-up. ...

Quick summary Detail Value Grace period ~10–20 days (varies by state) Late fee Varies by state Policy cancellation After grace period, with state-required notice Coverage gap Begins on cancellation date Reinstatement Possible within a short window, may require new application Credit reporting Generally no, unless balance sent to collections Source verified May 2026 Why missing an auto insurance payment is serious Auto insurance non-payment is more serious than missing many other recurring bills because it can create a coverage lapse. A coverage lapse can lead to: ...

Quick summary Detail Value Grace period ~30 days after bill due date Late fee Varies by plan and state (no published fixed amount) Service suspension ~30 days past due Account termination ~90 days past due Reconnection fee Up to $20 per line Credit reporting Yes — 30+ days past due reported to bureaus Collections ~90–120 days Source verified May 2026 Grace period and late fees T-Mobile’s postpaid service bills are due monthly. Unlike some carriers, T-Mobile does not publish a single flat late fee — instead, late fees are described in their Terms and Conditions as varying by plan and applicable state law. ...

Quick summary Detail Value Grace period Auto-pay retried for several days Late fee $0 (no late fee) Service suspension At end of paid period if payment fails Account closure After extended inactivity Reconnection fee None — pay to resume Credit reporting No Source verified May 2026 How Tidal billing works Tidal is a prepaid monthly music streaming subscription, billed in advance. Monthly auto-charge to your registered payment method No contracts; cancel any time through account settings Tidal offers a free tier in some regions, and paid tiers (HiFi, HiFi Plus historically; subject to plan changes) Source: Tidal Terms of Service — tidal.com/terms ...

Quick summary Detail Value Grace period ~10–15 days after due date Late fee $5–$10 per billing cycle Service restriction ~30 days past due Full suspension ~30–45 days Account termination ~60–90 days Reconnection fee Up to $25 per line Credit reporting Yes — 30+ days past due reported Source verified May 2026 Grace period and late fees US Cellular’s postpaid bills are due monthly. After the due date, US Cellular allows a short grace period before applying a late fee. ...

Quick summary Detail Value Grace period ~10 days after bill due date Late fee $5 or 1.5% of past-due balance (whichever is greater) Soft suspension (outgoing restricted) ~30 days past due Full suspension ~45–60 days past due Account termination ~90 days past due Reconnection fee Up to $35 per line Credit reporting Yes — 30+ days past due reported to major bureaus Collections ~90–120 days Source verified May 2026 Grace period and late fees Verizon’s monthly bills are due on a set date each month. If you miss the due date: ...

Quick summary Detail Value Grace period None — month-to-month prepaid Late fee $0 (no late fee — service pauses) Service suspension Immediately if auto-pay fails Account termination After ~60 days of inactivity Reconnection fee None — pay current month to restore Credit reporting No — prepaid model Source verified May 2026 How Visible billing works Visible is Verizon’s prepaid sub-brand, running on Verizon’s network with a single-line, app-based service model. Visible bills monthly on a date determined by when you first signed up, charged automatically to your card. ...

Quick summary Detail Value Grace period ~30 days after due date Late fee $9.99 Service restriction ~30 days past due Full disconnection ~45 days past due Reconnection fee Up to $25 Credit reporting Via collections Collections ~90 days after disconnect Source verified May 2026 Late fee WOW! (Wide Open West) charges a $9.99 late fee on past-due residential balances. The fee is applied approximately 30 days after the bill due date. ...

Quick summary Detail Value Grace period ~30 days after due date Late fee $10 Service suspension ~30–45 days past due Service disconnection ~60 days past due Reconnection fee $7.50–$15 Credit reporting Via collections (not direct) Collections ~90 days after disconnection Source verified May 2026 Late fee Xfinity charges a $10 late fee on past-due balances. The fee is charged approximately 30 days after the bill due date. Some older plans or business accounts may have different late fee structures — check your specific service agreement. ...

Quick summary Detail Value Grace period Auto-pay retried for several days Late fee $0 (no late fee) Service suspension At end of paid period if payment fails Account closure After extended inactivity Reconnection fee None — pay current month to restore Credit reporting No Source verified May 2026 How YouTube TV billing works YouTube TV is Google’s live TV streaming service, billed as a prepaid monthly subscription through Google Payments. ...

Quick summary Detail Value Grace period Auto-pay retried for several days Late fee Up to $7–$10 per missed installment Service suspension Account locked until past-due balance is paid Credit reporting Generally no for Pay in 4; collections only Collections After extended non-payment Source verified May 2026 How Zip works Zip (rebranded from Quadpay in 2020) is a buy now pay later (BNPL) service offering interest-free installment plans on purchases through participating retailers and the Zip app. ...