Quick summary
| Detail | Value |
|---|---|
| Grace period | ~10–17 days after due date |
| Late fee | $9.25 or 1.5% of past-due balance (whichever is greater) |
| Service restriction | ~25–30 days past due |
| Full suspension | ~30–45 days |
| Account termination | ~60 days |
| Reconnection fee | $35–$45 per line |
| Credit reporting | Yes — 30+ days past due |
| Source verified | May 2026 |
Late fee details
AT&T applies a late fee if payment is not received within the grace period:
- Late fee amount: $9.25 per billing cycle or 1.5% of the past-due balance, whichever is greater
- This applies to postpaid wireless, AT&T internet, and AT&T TV services
Source: AT&T Consumer Service Agreement — att.com/legal/terms.consumerServiceAgreement.html
Suspension timeline
- ~25–30 days past due: AT&T may begin restricting service (outgoing calls limited)
- ~30–45 days: Full suspension of service
- ~60 days: Account termination; any device installment plan balance accelerated
- ~90 days: Unpaid balance transferred to collections
AT&T sends multiple notices (email, text, paper bill) before suspending.
Reconnection fee
After suspension for non-payment, AT&T charges a reconnection fee of $35–$45 per line, plus the full past-due balance must be paid.
Credit reporting
AT&T reports to all three major credit bureaus. A 30+ day late payment will appear on your credit report.
Sources: AT&T Consumer Service Agreement. Last verified: May 2026. Not affiliated with AT&T. See disclaimer.